Posted by joe on February 20, 2008, 8:08 am
Hello I had an accident with a bike a bought last 11/10. It happened
the day I bought the bike. Nothing happen to the bike, I got a huge
bump on my leg. I got up from the ground and left to my house. A
friend witness the accident. My insurance company used to be called
premier, recently change its name, says I am cover for up to $2000 of
medical expenses but they don't want to pay because they say I
reported the accident to be on 12/10 and there was not witness. Now
they say I have to start a new claim. Can anyone give me any advice
on how to approach this problem?
Posted by Jack Hunt on February 20, 2008, 8:51 am
>Can anyone give me any advice
>on how to approach this problem?
Call the insurance company and ask if this can be handled quickly, or if they
would like to talk to your attorney. If they hesitate more than 3 seconds, call
the attorney and let him do what he does best.
Insurance companies are not in business to compensate you for damage and
expenses related to driving. They're in business to take your money and give
you nothing.
--
Jack
Posted by David T. Ashley on February 20, 2008, 11:15 am
>>Can anyone give me any advice
>>on how to approach this problem?
> Call the insurance company and ask if this can be handled quickly, or if
> they
> would like to talk to your attorney. If they hesitate more than 3
> seconds, call
> the attorney and let him do what he does best.
> Insurance companies are not in business to compensate you for damage and
> expenses related to driving. They're in business to take your money and
> give
> you nothing.
Nearly ANY attorney will do.
It helps to have a knowledgeable third party negotiate on your behalf. They
won't treat the attorney as badly as they would you.
Also, see Michael Moore's move "Sicko" (on DVD now, I'm sure). It is the
medical insurance equivalent of the behavior you're seeing with vehicle
insurance. The insurance company can't reward its stockholders if it
consistently does the right thing. It rewards it stockholders by maximizing
cash in and minimizing cash out.
Claims are "cash out".
--
David T. Ashley (dta@e3ft.com)
http://www.e3ft.com (Consulting Home Page)
http://www.dtashley.com (Personal Home Page)
http://gpl.e3ft.com (GPL Publications and Projects)
Posted by J. Clarke on February 20, 2008, 1:44 pm
David T. Ashley wrote:
>> wrote:
>>
>>> Can anyone give me any advice
>>> on how to approach this problem?
>>
>> Call the insurance company and ask if this can be handled quickly,
>> or if they
>> would like to talk to your attorney. If they hesitate more than 3
>> seconds, call
>> the attorney and let him do what he does best.
>>
>> Insurance companies are not in business to compensate you for
>> damage
>> and expenses related to driving. They're in business to take your
>> money and give
>> you nothing.
> Nearly ANY attorney will do.
> It helps to have a knowledgeable third party negotiate on your
> behalf. They won't treat the attorney as badly as they would you.
> Also, see Michael Moore's move "Sicko" (on DVD now, I'm sure). It
> is
> the medical insurance equivalent of the behavior you're seeing with
> vehicle insurance. The insurance company can't reward its
> stockholders if it consistently does the right thing. It rewards it
> stockholders by maximizing cash in and minimizing cash out.
> Claims are "cash out".
Have you ever seen "The Incredibles"? If you have you'll know why I
asked, if you haven't, well, watch it--there's a hilarious sequence
that touches on this issue.
--
--
--John
to email, dial "usenet" and validate
(was jclarke at eye bee em dot net)
Posted by osamahornifukus on February 20, 2008, 2:43 pm
> David T. Ashley wrote:
> >> wrote:
> >>> Can anyone give me any advice
> >>> on how to approach this problem?
> >> Call the insurance company and ask if this can be handled quickly,
> >> or if they
> >> would like to talk to your attorney. If they hesitate more than 3
> >> seconds, call
> >> the attorney and let him do what he does best.
> >> Insurance companies are not in business to compensate you for
> >> damage
> >> and expenses related to driving. They're in business to take your
> >> money and give
> >> you nothing.
> > Nearly ANY attorney will do.
> > It helps to have a knowledgeable third party negotiate on your
> > behalf. They won't treat the attorney as badly as they would you.
> > Also, see Michael Moore's move "Sicko" (on DVD now, I'm sure). It
> > is
> > the medical insurance equivalent of the behavior you're seeing with
> > vehicle insurance. The insurance company can't reward its
> > stockholders if it consistently does the right thing. It rewards it
> > stockholders by maximizing cash in and minimizing cash out.
> > Claims are "cash out".
> Have you ever seen "The Incredibles"? If you have you'll know why I
> asked, if you haven't, well, watch it--there's a hilarious sequence
> that touches on this issue.
The part where the mother struggles to keep the jet set together in-
flight?
I don't remember any insurance related jokes. Time to see the flick
again?
>on how to approach this problem?